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Motorcycle Insurance

For our clients motorcycles aren't just transportation, they're a way of life. We know motorcycle insurance because we love motorcycles too. Let us help you save money and protect your bike.

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What is Motorcycle Insurance?

Motorcycle insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise from the actions of the motorcycle driver. 

Motorcycle insurance may also offer financial protection against theft of the motorcycle and damage sustained from things other than traffic collisions.

Motorcycle Insurance Coverages

There several different types of motorcycle insurance coverages. Some may be required by law. Others are optional. The main coverages are:
  • Accessory Coverage - Covers loss, theft, or damage to motorcycle accessories like saddlebags, custom handlebars, and OEM electronics.
  • Comprehensive Physical Damage Coverage - Covers physical damage or loss of the motorcycle that is not the direct result of a moving vehicle collision.
  • Collision Coverage - Pays for damage to an insured motorcycle when it hits or is hit by another car or object, or if the motorcycle overturns. 
  • Bodily Injury Liability Coverage - Pays damages for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense. This includes passengers riding on your motorcycle.
  • Property Damage Liability Coverage - Pays damages for physical damage resulting from an accident for which you are at fault and provides you with a legal defense.
  • Medical Payments Coverage - Pays medical expenses of the parties riding on the motorcycle involved in a motorcycle accident.
  • Personal Injury Protection Coverage - This is an extension of motorcycle insurance available in some states that covers medical expenses and, in some cases, lost wages and other damages.  PIP is designed to be paid without regard to legal liability. 
  • Uninsured/Underinsured Motorist Coverage -  Provides for a motorcycle operator to receive damages for any injury he or she receives from an uninsured, negligent driver. The coverage pays the difference between what the uninsured or underinsured driver can pay and what the injured operator would be entitled to as if the uninsured motorist had proper insurance
  • Motorcycle Roadside Assistance Coverage - Roadside assistance and breakdown coverage assist operators whose motorcycle has suffered a mechanical failure that leaves the operator stranded.

    Contact us to learn more about the right motorcycle insurance for you.
(866) 906-4395​
Columbus, OH 43220
Click Here to Email Us
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Licensed in Ohio, Maryland, Michigan, North Carolina, and Virginia

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Go Fund Your Life
Columbus, OH 43220
(866) 906-4395​
Click Here to Email Us

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  • Home
  • Quotes
    • Quote and Buy Online >
      • Property >
        • Home Insurance
        • Auto Insurance
        • Renters Insurance
      • Business >
        • Business Owners Package (BOP) Insurance
        • Commercial General Liability Insurance
        • Short Term General Liability
      • Life >
        • Term Life Only
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        • Whole Life (No Exam)
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        • Life Insurance Planner
      • Health >
        • Health Insurance
        • Critical Illness Insurance Quote
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        • Independent Beauty Professional
        • Trade Show
        • Travel Insurance
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  • Service
    • Report a Claim
    • Update Contact Info
    • Financial Education
    • Financial Coaching
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Life/Financial >
      • Life Insurance
      • Term Life Insurance
      • Whole Life Insurance
      • Annuities
      • Guaranteed Issue Whole Life
      • Disability Insurance
      • Burial Policy
      • Financial Planning
    • Health >
      • Health Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Vision Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • General Liability
      • Commercial General Liability
      • Short Term General Liability
      • Group Benefits
      • Insurance Bonds
    • Other >
      • Event Insurance
      • Food Liability
      • Independent Beauty Professional
      • Trade Show
      • Umbrella Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Accessibility Statement
    • Join Our Team
    • America Saves Pledge
    • Life Insurance Awareness Month
    • Start Your Own Agency
    • Insurance Carriers
    • Our Store
    • News
    • Blog
  • Schedule a Consultation
    • Book an Appointment